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Planning and Processing, The Keys To Land Loans

Land Loans, Acquisition and Development or A & D Loans


Planning and Processing, The Keys To Land Loans

Generally when a developer talks about a land loans, he's not talking about construction loans or even acquisition loans acquisition loans they are talking about a loan for land which will remain in place for a much longer period of time.

Unlike the traditional acquisition, development and construction loan the term of the debt is for a much longer period of time.

Also the property loan can be secured by a more sophisticated method of collateral, either through a developer placing a deed of trust against another property they either own or secured by numerous other parcels which is known as a blanket loan.

By a developer allowing the debt against additional property the lenders are more than willing to place a lien against the subject property for a longer period of time, thereby allowing the developer the proper amount of time to go through the long entitlement process.

The entitlement process consists of taking the undeveloped property through numerous stages of planning and processing, resulting in the mapping of the entire project for the eventual development of the master planned community or subdivision.

For a No-obligation Professional Financial Loan Analysis of an Investment you may be considering click here.


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