Commercial Financing by Lightning Commercial Funding, Inc.
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Your place for Small Business Loans and Commercial Financing
Commercial Funding
What Makes Us Different? We're now your CFO for the transaction.

Lightning Commercial Funding Company Profile


We have sources for funding any size project that you are involved with, from a resale of an apartment complex to purchases of large, mixed-use projects.

We also offer small business loans for acquisition and expansion as well as commercial loans, factoring of accounts receivables and the purchase of seller notes.

Harlan A. Friedman, President and Broker


In 1994 Mr. Friedman was licensed as a Realtor specializing in land sales and financing. As part of his continuing education, in 1995 he earned his GRI (Graduate, Realtor Institute). During his tenure with M.L. Stern and Co, Mr. Friedman held the position of Senior Investment Banking Manager. His responsibilities included the structuring, analysis and underwriting of tax exempt municipal bonds and leases on behalf of public agencies and private issuers. In 1998 Mr. Friedman formed Lightning Development Group, in order to better serve the project financing needs of the developer. As consultant to the developer, Mr. Friedman provides the expertise needed to utilize the various public financing mechanisms available for the funding of infrastructure.

Mr. Friedman’s banking experience both as a branch manager for major California Savings and Loan as well as his Investment Banking experience has provided him with the knowledge and experience to provide a myriad of banking products to the general public. Lightning Commercial Funding, Inc. offers a plethora of business and commercial loan products, investment property loans and both business expansion and acquisition loans as well.

  Harlan A Friedman, President and Broker Lightning Commercial Financing specialist in Small Business Loans

Mr. Friedman’s most recent accomplishments include the closing of numerous small business loans, including self storage facilities, construction and acquisition loans, the purchase of a local gas station with real estate thru the use of a SBA 7A, and the use of an SBA 504 Program. View our complete list of recent transactions.

Harlan is the author of "GET Your Loan Closed!". his book that shares with you the ten secretes a lender does not want you knowing about commercial and business loans. After reading his book you will increase your likelihood of successfully closing your next loan transaction. He has also been a featured author in the trade magazine Scotsmen Guide, for his interesting perspective on small business loans and SBA financing. He is a regular contributor to this famous trade journal that is sent to commercial mortgage brokers throughout the United States.

Lightning Commercial Funding is located in Rancho Bernardo. Harlan currently has several Loan Originators, each of which, specializes in the area of business and commercial finance. As he is fond of saying, “ We only do commercial transactions.”

Mr. Friedman graduated from The George Washington University in 1978, earning a Bachelor of Arts degree, and Western State University College of Law in 1983, earning a Juris Doctor degree. He currently holds a California Real Estate Brokers License. Mr. Friedman can be reached at our corporate office at (858) 592-0659 or through email at


Team Profile

Adele Duffy, Operations Manager

Ms. Duffy plays an integral part in the development and growth of Lightning Commercial Funding, Inc.  Her vast experience in the fields of development, finance and accounting are a natural fit. Her continuing education in both real estate and financing keeps her on the cutting edge and helps to nurture her creative outlook.

Ms. Duffy is a graduate of the University of Albuquerque and holds a Bachelor of Business Administration, Accounting. She has held progressive positions with National and Regional Developers and Contractors, serving primarily as VP Controller and EVP Finance.  Her diverse accounting background includes land acquisition and development, residential and commercial construction, property management and capital expenditures while her financing abilities involve the various means of financing these functions. 

In broadening her finance and accounting skills, Ms. Duffy was an active participant in the S-1 Registration Statement filing process culminating in the issuance of $50,000,000 Senior Notes and the subsequent SEC Reporting requirements. She has secured interim and equity financing for acquisitions, construction and take-out financing in addition to obtaining financing for capital expenditures.

As Operations Manager, Ms. Duffy will oversee the inner workings of the company on a day-to-day basis.  Her finance and development background will enable a structured forum for our growing force of loan originators. Her technical knowledge and understanding of the field will be utilized in serving as liaison within the Finance Community.

Ms. Duffy can be reached at either our corporate office at 858-592-0659, on her cell phone at 760-535-3416, or through email at 

Christy English Bensch, Loan Originator

 Ms. English Bensch's personalized approach to long term client relationships and her commitment to helping others realize their business dream,  makes her an invaluable asset to Lightning Commercial Funding, Inc.  At her previous position with a major land developer, Ms. English Bensch learned the internal intricacies of coordinating both the financial and the Real Estate development aspects of a transaction. This unique combination of experience gives her the ability to offer clients both the "back office" as well as the forward planning essentials of a project. 

Ms. English Bensch's background includes advertising, marketing and business administration, each have helped her refine and utilize her exceptional organizational skills.  Her attention to detail and her many years working the financial end for large building corporations gives her a keen sense of monetary need and cash flow.  Ms. English Bensch will handle your loan package with the same efficiency and professionalism that has been her trademark throughout her career.  

Christy English Bensch may be reached at our corporate office number, 858-592-0659, or through email at

M. Joseph Wahnish, Loan Originator

Mr. Wahnish brings a proven, results driven business and technical operations background to the Lightning Commercial Funding Team. In a leadership capacity Mr. Wahnish was responsible for
successful structuring, staffing and operations of both small (ADSC, VP of Operations, $7.5M sales, 2003) and large business enterprises (Martin Marietta Corp, Program Manager, $9.4B sales, 1993). His ability to understand and relate to a client’s requirements and produce a quality product continue to be the basis of his success.

Mr. Wahnish has an extensive successful record in the development and implementation of growth programs for a broad range of businesses. This experience will make him a valuable asset in securing capital for your business expansion plans, which may contain facility and equipment requirements and well as well as building and land acquisition.

Mr. Wahnish can be reached at either our corporate office at 858-592-0659, on his cell phone at 760-803-8601, or through email at

Park Maguire, Senior Loan Originator

Mr. Maguire’s personal experience includes being an independent businessman since 1986 and a Real Estate Investor since 1988. Mr. Maguire has been involved with finance starting with his own business in 1986 graduating to Corporate Finance in 2000. He has received 5 awards as a Financial Analyst while working at IBM, and worked in Guided Missile Systems for the U.S. Navy before his honorable discharge in 1993. Mr. Maguire has a BS in Business Administration with additional coursework in finance, and an Option in MIS. In addition, Mr. Maguire is a martial artist with a Phase 2 Instructorship in Jeet Kune Do and is currently working towards achieving a Full Instructorship. Because of his well rounded professional experience he will structure and present your loan package in the strongest manner possible.

Mr. Maguire can be reached at our corporate office at 858-592-0659, on his cell phone at 858-245-0114, or through email at

M-Team Members - Correspondents to Lightning Commercial Funding, Inc.

Billy Wiggley - Northern California

Susie Kendall - Florida

Robert Goar - Missouri

Jim Fitzgerald - Northern California

Jere Neuman - Oregon, & Arizona

Brian Stephens - Florida

Jeff Lieber - Southern California

Tim Martin - North Carolina

Lightning Commercial Funding - Small Business Loans, SBA Loans San Diego